Indian Overseas Bank LBO Recruitment 2026

Indian Overseas Bank LBO Recruitment 2026 - Quick Overview
Recruitment Organization	Indian Overseas Bank (IOB)
Post Name	Local Bank Officer (LBO) - JMGS Scale I
Advertisement Number	HRDD/RECT/02/2026-27 (Dated: 07.08.2026)
Total Vacancies	250 Posts (State-wise Allotment)
Job Category	Central Govt Bank Job / Public Sector Bank Recruitment
Pay Scale	JMGS-I: ₹48480 - 2000/7 - 62480 - 2340/2 - 67160 - 2680/7 - 85920
Mode of Application	Online Mode Only via Official Website
Selection Process	Online Written Exam + Local Language Proficiency Test (LLPT) + Personal Interview (100 Marks)
Official Website URL	www.iob.bank.in

• Official Notification Release Date: 07 August 2026
• Opening Date of Online Registration: 08 August 2026
• Closing Date of Online Registration: 24 August 2026
• Payment of Application Fee / Intimation Charges: 08 August 2026 to 24 August 2026
• Cut-off Date for Age Limit & Qualification: 01 August 2026
• Call Letter Release Date for Online Test: To be notified via Email & Bank Website
• Online Examination Date: To be intimated shortly
• Personal Interview & LLPT Dates: Post Online Examination Results

📌 Important Note for Applicants:

Online form bharne aur application fee pay karne ki antim tithi 24 August 2026 hai. Application fee non-refundable hai. Final form submit hone ke baad acknowledgement printout aur system-generated application form apne paas future reference ke liye zaroor rakhein.

IOB Local Bank Officer recruitment ke tehat total 250 vacancies announce ki gayi hain. Candidates keval ek hi state ke liye apply kar sakte hain. State-wise, local language requirement, category-wise reservation, aur Persons with Benchmark Disabilities (PwBD) vacancies ka poora detail niche table me diya gaya hai:

Sl. No.	State Name	Mandatory Local Language	Total Vacancies	SC	ST	OBC	EWS	UR (GEN)	PwBD (VI)	PwBD (HI)	PwBD (OC)	PwBD (ID)
01	Tamil Nadu	Tamil	100	15	6	33	9	37	1	1	1	1
02	Karnataka	Kannada	50	8	3	16	4	19	0	0	2	1
03	Maharashtra	Marathi	50	7	4	15	5	19	0	0	2	1
04	Gujarat	Gujarati	50	6	5	16	4	19	1	1	0	0
TOTAL VACANCIES			250	36	18	80	22	94	2	2	5	3

Key Service Conditions & Posting Rules:

• 12-Year Mandatory Service Rule: Selected candidates ko pehle 12 saal tak ya SMGS-IV Grade me promote hone tak (jo bhi pehle ho) unke dwaara opt kiye gaye state me hi posting di jayegi.
• State Restriction: Candidate keval ek hi State ke liye apply kar sakta hai. Multiple states me aavedan karne par aavedan radd kar diya jayega. Merit list state-wise aur category-wise banayi jayegi.
• Backlog Vacancies: Kuch states me pichli bhartiyo ki backlog vacancies bhi shamil hain.

Cut-off date 01 August 2026 tak abhyarthi ke paas nirdharit educational qualification, age limit, aur local language proficiency honi chahiye:

1. Educational Qualifications (As on 01.08.2026):

• Graduation Degree: Central Government ya Government of India dwara recognized kisi bhi University / Institution se kisi bhi discipline me Degree (Graduation) pass hona anivarya hai.
• Mark-sheet / Degree Date: Candidate ke paas 01.08.2026 ko ya usse pehle graduation pass hone ka valid degree certificate / marksheet hona chahiye. Online form me marks percentage accurate fill karna compulsory hai.

2. Local Language Proficiency Requirements:

Candidate jis State ke liye apply kar raha hai, us state ki specified local language (Tamil Nadu - Tamil, Karnataka - Kannada, Maharashtra - Marathi, Gujarat - Gujarati) me proficient (Reading, Writing, and Speaking) hona zaroori hai.

• Agar candidate ne 10th ya 12th standard me nirdharit local language ek subject ke roop me padhi hai, to use Language Test se exemption milegi.
• Jinhone 10th/12th me local language nahi padhi hai, unhe Personal Interview se pehle Local Language Proficiency Test (LLPT) qualify karna compulsory hoga. LLPT me fail hone par candidate ko further process se bahar kar diya jayega.

3. Special Pay Increment Rule for Prior Officer Experience:

Scheduled Commercial Banks (SCB) me prior Officer service vaale candidates ko 1 completed year of service par 1 advance increment milega (Maximum 2 advance increments allowed), basarte unka job profile IOB Scale-I Generalist Officer ke barabar ho. SCB subsidiaries ke candidates ko maximum 1 advance increment diya jayega. Prior experience se seniority me koi fayda nahi milega.

4. Age Limit & Cut-off Date (As on 01.08.2026):

• Minimum Age: 20 Years
• Maximum Age: 30 Years
• Candidate ka janm 02 August 1996 se pehle aur 01 August 2006 ke baad nahi hua hona chahiye (dono tithiyaan shamil hain).

Upper Age Relaxation Summary Table:

Category	Permissible Upper Age Relaxation
Scheduled Caste / Scheduled Tribe (SC / ST)	5 Years
Other Backward Classes (OBC Non-Creamy Layer)	3 Years
Persons with Benchmark Disabilities (PwBD)	10 Years
Persons Affected by 1984 Riots	5 Years
Ex-Servicemen & Commissioned Officers (ECOs/SSCOs with 5+ yrs service)	5 Years

* Multiple categories ke tehat age relaxation cumulative basis par milegi (SC/ST/OBC candidates ke liye maximum age cap 50 years nirdharit hai).

IOB Local Bank Officer (LBO) recruitment 2026-27 me selection process me teen main stages shamil hain:

1. Stage 1: Online Examination (Objective Test - 200 Marks) — Merit shortlisting stage.
2. Stage 2: Local Language Proficiency Test (LLPT) — Qualifying nature test (if local language not studied in 10th/12th).
3. Stage 3: Personal Interview (100 Marks) — Final selection evaluation stage.

Online Written Examination Pattern:

Section / Topic	No. of Questions	Maximum Marks	Medium of Exam	Sectional Timing
1. Reasoning & Computer Aptitude	30	60 Marks	English & Hindi	60 Minutes
2. General / Economy / Banking Awareness	40	40 Marks	English & Hindi	30 Minutes
3. Data Analysis & Interpretation	30	60 Marks	English & Hindi	60 Minutes
4. English Knowledge	40	40 Marks	English Only	30 Minutes
TOTAL ONLINE EXAMINATION	140 Questions	200 Marks	-	3 Hours (180 Minutes)

⚠️ Penalty for Wrong Answers (Negative Marking):

Online Objective test me galat uttar par assigned marks ka 1/4th (0.25) deduction hoga. Unattempted questions par koi negative marking nahi hogi.

Qualifying Marks & Final Merit Weightage Rules:

• Online Exam Qualifying Marks: Online exam me sectional cut-off nahi hoga, par aggregate minimum qualifying marks Unreserved ke liye 35% aur Reserved categories ke liye 30% nirdharit hain.
• Personal Interview Marks: Personal Interview 100 Marks ka hoga. Minimum qualifying marks Interview me Unreserved ke liye 50% aur Reserved categories ke liye 45% hain.
• Final Selection Weightage Ratio: Final selection list Online Exam aur Personal Interview ke marks me 80:20 Weightage Ratio ke aadhar par banayi jayegi. Overall aggregate minimum qualifying score Unreserved ke liye 35% aur Reserved ke liye 30% hoga.

• Grade & Scale: Junior Management Grade Scale-I (JMGS-I)
• Basic Pay Scale: ₹48480 - 2000/7 - 62480 - 2340/2 - 67160 - 2680/7 - 85920
• Starting Basic Pay: ₹48,480/- per month (+ Applicable advance increments for prior experience)
• Allowances & Perks: Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), Medical Aid, Leased Accommodation, Leave Travel Concession (LFC) as per Bank Service Rules.
• Estimated Starting Monthly In-Hand Salary: Lagbhag ₹68,000/- se ₹75,000/- per month (Posting location aur allowances ke aadhar par).
• Probation Period: Candidates Joining Date se 2 Years Active Service ke probation period par rahenge.
• Financial Service Indemnity Bond: Joining ke samay candidate ko ₹2,00,000/- (Rupees Two Lakhs Only) ka Service Bond execute karna hoga for a minimum period of 3 Years active service.

Category	Application Fee / Intimation Charges (Inclusive of GST)
SC / ST / PwBD Candidates	₹ 175.00/- (Intimation Charges Only)
General / EWS / OBC Candidates	₹ 850.00/- (Application Fee + Intimation Charges)

* Payment keval Online Mode (Debit Card, Credit Card, Internet Banking, BHIM, UPI) ke dwara kiya ja sakta hai. Fee non-refundable hai.

IOB Local Bank Officer online form bharne ke liye niche diye gaye steps ko follow karein:

1. Official IOB portal open karein: www.iob.bank.in aur "Careers" page par jayein.
2. "RECRUITMENT OF LOCAL BANK OFFICERS 2026-27" link par click karein aur "Register Online" option select karein.
3. Click Here for New Registration: Name, Mobile Number, aur Email ID enter karke Registration Number aur Password generate karein.
4. Upload Photograph & Signature:
   • Passport Photograph: Recent color photo (20 KB se 50 KB, 200 x 230 pixels, white background). Registration me Live Photo capture bhi mandatory hai.
   • Signature: Black Ink Pen se white paper par sign (10 KB se 20 KB, 140 x 60 pixels, Capital letters NOT allowed).
   • Left Thumb Impression: Black/Blue ink se white paper par (20 KB se 50 KB, 240 x 240 pixels).
   • Handwritten Declaration: White paper par black ink se English me hand-written text scan karein (50 KB se 100 KB, 800 x 400 pixels). Text: "I (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required."
5. Fill Details: State Choice, Educational Qualifications, Category, aur Personal details bharein.
6. Preview & Final Submission: "COMPLETE REGISTRATION" button par click karne se pehle sabhi details cross-check kar lein. Submit hone ke baad koi edit allow nahi hoga.
7. Make Fee Payment: Debit Card, Credit Card, Net Banking, ya UPI se online fee pay karein.
8. Print Application Form: Generated e-receipt aur online application form ka printout nikal kar surakshit rakhein.

1. Current Affairs & GK/GS Daily Mock Tests

सामान्य अध्ययन (GK/GS) और करेंट अफेयर्स हर प्रतियोगी परीक्षा में सबसे अधिक अंक दिलाने वाला सेक्शन होता है। हालिया परीक्षा पैटर्न के अनुसार तैयार किए गए प्रश्नों का अभ्यास करें:

• Daily & Monthly Current Affairs Quiz: नवीनतम राष्ट्रीय व अंतर्राष्ट्रीय घटनाओं पर आधारित प्रश्न।
• Static GK & General Studies Mocks: इतिहास, भूगोल, राजनीति, अर्थव्यवस्था और विज्ञान के महत्वपूर्ण बहुविकल्पीय प्रश्न।

👉 फ्री GK/GS और करेंट अफेयर्स टेस्ट दें: Attempt GK/GS & Current Affairs Mock Test ➔

2. Subject-Wise Sectional Mock Tests (Speed & Accuracy)

यदि आपका कोई विशेष विषय जैसे गणित (Aptitude), तर्कशक्ति (Reasoning) या अंग्रेजी कमजोर है, तो पूरे 100 प्रश्नों का टेस्ट देने के बजाय सेक्शनल टेस्ट देना अधिक लाभदायक होता है:

• Reasoning Ability: पहेलियां (Puzzles), सीरीज़, दिशा-ज्ञान और लॉजिकल रीजनिंग।
• Quantitative Aptitude: डेटा इंटरप्रिटेशन (DI), गति गणित (Speed Maths) और अरिथमेटिक।
• English Language: रीडिंग कॉम्प्रिहेंशन, स्पॉटिंग एरर्स और वोकैबुलरी।

👉 विषयवार सेक्शनल टेस्ट सीरीज़ अटेम्प्ट करें: Practice Free Sectional Mock Tests ➔

3. Download Free Study Material & Solved PDFs

रिवीजन और ऑफ-लाइन पढ़ाई के लिए पिछले वर्षों के प्रश्न पत्र (PYQs) और शॉर्ट रिवीजन नोट्स डाउनलोड करना अनिवार्य है:

• पिछले 5-10 वर्षों के हल किए गए प्रश्न पत्र (Solved Previous Year Papers)
• विषयवार हैंडwritten नोट्स और फार्मूला शीट्स
• मासिक करेंट अफेयर्स डाइजेस्ट (PDF)

👉 फ्री स्टडी मटेरियल और पीडीएफ डाउनलोड करें: Download Free Study Material & PDFs ➔

🚀 अपनी तैयारी को दें सही दिशा!

अपने पहले ही प्रयास में सफलता सुनिश्चित करने के लिए आज ही मुफ़्त टेस्ट हल करें और अपना ऑल इंडिया रैंक चेक करें।

Mocktester.Online Homepage पर जाएं ➔

Link Description	Direct Action Link
IOB LBO Online Application Direct Link	Apply Online ➔
Download Official IOB Notification PDF (HRDD/RECT/02/2026-27)	Download PDF ➔
Indian Overseas Bank Official Website	Visit Official Portal ➔